Payment Management System
Automated Reconciliation & Virtual Accounts
Eliminate manual reconciliation bottlenecks across distributor networks. We centralize payment gateway routing, assign smart virtual accounts (VANs), auto-match bank remittances to ERP invoices, and enforce dynamic credit limits.
Core Payment Management Deliverables
Automate distributor collections, eliminate ledger discrepancy disputes, and secure cash flows.
Virtual Accounts & Multi-Gateway
Assign dedicated Virtual Account Numbers (VANs) and dynamic UPI QR codes to each dealer for instant routing.
- Dealer-Specific Virtual IBAN/VANs
- Razorpay / Stripe Gateway Failover
Automated 3-Way Reconciliation
Match bank remittance statements against ERP sales invoices and dispatch records with automatic ledger knock-off.
- 100% Automated ERP Ledger Knock-Off
- Partial Payment & Short-Payment Auditing
Credit Gating & Risk Scoring
Real-time aging analysis (30/60/90 days), automated WhatsApp payment reminders, and order dispatch locks on default.
- Automated Overdue Dispatch Freezes
- WhatsApp & SMS Payment Reminders
GST, TDS & Financial Reporting
Automated tax invoice generation, GST e-invoicing API integration, TDS certificates ledger, and cash-flow forecasting.
- Automated GST e-Invoice APIs
- Multi-Entity Balance Auditing
The 4–6 Week Payment System Rollout
A fast-track rollout taking enterprise collections from manual UTR checking to real-time automated settlement.
Banking APIs & Virtual Accounts
Setting up bank API webhooks (ICICI, HDFC, Axis, RazorpayX), generating distributor virtual accounts, and mapping ERP ledgers.
- Bank webhook & VAN setup
- ERP customer ledger mapping
Reconciliation & Dealer Portal
Deploying automated 3-way matching algorithms, dealer online payment checkout portal, and short-payment resolution workflows.
- Auto-reconciliation algorithm
- Dealer online checkout UI
Credit Gating & Cutover
Activating automated overdue dispatch locks, WhatsApp payment reminders, finance team training, and full production cutover.
- Credit lock enforcement
- Finance & accounts team handover
Senior FinTech & ERP Reconciliation Engineers
Engineers specialized in corporate banking APIs, high-volume payment routing, and automated accounting sync.
Lead FinTech & Payment Architect
Architects virtual account structures, bank webhook listeners, multi-gateway failover routing, and payment checkout UIs.
Reconciliation & ERP Specialist
Builds automated three-way matching logic against ERP invoices, handles partial remittance splits, and automates journal entries.
Financial Compliance & Risk Lead
Configures real-time GST e-invoicing pipelines, dealer credit limit verification, and automated debt collection alerts.